Dedicated to the Young and Energetic Force of Bankers
Sign In/Sign Out

WELCOME

   ABM-Case Studies

   ABM-Recollected

   ABM-Last Minute

   BFM-Case Studies

   BFM-Recollected

   BFM-Last Minute

   Important Circulars

   Master Circulars

   Bank DA Rates

   Bank Holidays

   Life Ins Companies

   List of Banks

   NSE

   BSE

 

Important Circulars 

Note: Master Circulars are a one-point reference of instructions issued by the Reserve Bank of India on a particular subject between July-June. These are issued on July 1 every year and automatically expire on June 30 next year. For printing of these circulars please use the PDF version.

Banking Regulation

images/bullet3.gif

Master Circular - Use of Hindi in Banks

images/bullet3.gif  220 kb

images/bullet3.gif

Master Circular - Lending to Micro, Small & Medium Enterprises (MSME) Sector

images/bullet3.gif  418 kb

images/bullet3.gif

Master Circular on Export Credit Refinance Facility

images/bullet3.gif  122 kb

images/bullet3.gif

Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF)

images/bullet3.gif  928 kb

images/bullet3.gif

Master Circular - Lending To Priority Sector

images/bullet3.gif  413 kb

images/bullet3.gif

Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)

images/bullet3.gif  116 kb

images/bullet3.gif

Master Circular on Branch Licensing - Regional Rural Banks

images/bullet3.gif  186 kb

images/bullet3.gif

Frauds – Classification and Reporting

images/bullet3.gif  928 kb

images/bullet3.gif

Master Circular- Loans and Advances – Statutory and Other Restrictions

images/bullet3.gif  433 kb

images/bullet3.gif

Master Circular - Branch Authorisation

images/bullet3.gif  275 kb

images/bullet3.gif

Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts

images/bullet3.gif  264 kb

images/bullet3.gif

Master Circular - Rupee / Foreign Currency Export Credit & Customer Service To Exporters

images/bullet3.gif  519 kb

images/bullet3.gif

Master Circular - Para-banking Activities

images/bullet3.gif  201 kb

images/bullet3.gif

Master Circular - Guarantees and Co-acceptances

images/bullet3.gif  225 kb

images/bullet3.gif

Master Circular – Exposure Norms

images/bullet3.gif  366 kb

images/bullet3.gif

Master Circular on Customer Service in Banks

images/bullet3.gif  566 kb

images/bullet3.gif

Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002

images/bullet3.gif  431 kb

images/bullet3.gif

Master Circular - Prudential Norms on Capital Adequacy - Basel I Framework

images/bullet3.gif  1023 kb

images/bullet3.gif

Master Circular - Disclosure in Financial Statements - Notes to Accounts

images/bullet3.gif  348 kb

images/bullet3.gif

Master Circular – Prudential norms for classification, valuation and operation of investment portfolio by banks

images/bullet3.gif  625 kb

images/bullet3.gif

Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

images/bullet3.gif  716 kb

images/bullet3.gif

Master Circular on SHG-Bank Linkage Programme

images/bullet3.gif  58 kb

images/bullet3.gif

Master Circular - Guidelines for Relief Measures by Banks in Areas Affected by Natural Calamities

images/bullet3.gif  243 kb

images/bullet3.gif

Master Circular - Lending to Priority Sector

images/bullet3.gif  416 kb

images/bullet3.gif

Master Circular of instructions relating to deposits held in FCNR(B) Accounts

images/bullet3.gif  155 kb

images/bullet3.gif

Master Circular - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)

images/bullet3.gif  191 kb

images/bullet3.gif

Master Circular – Housing Finance

images/bullet3.gif  209 kb

images/bullet3.gif

Master Circular on Credit Card Operations of Banks

images/bullet3.gif  153 kb

images/bullet3.gif

Master Circular - Interest Rates on Advances

images/bullet3.gif  209 kb

images/bullet3.gif

Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010

images/bullet3.gif  126 kb

images/bullet3.gif

Master Circular on Wilful Defaulters

images/bullet3.gif  243 kb

Co-operative Banking

images/bullet3.gif

Master Circular- Exposure Norms and Statutory / Other Restrictions - UCBs

images/bullet3.gif  214 kb

images/bullet3.gif

Master Circular on Customer Service - UCBs

images/bullet3.gif  370 kb

images/bullet3.gif

Master Circular- Prudential Norms on Capital Adequacy - UCBs

images/bullet3.gif  326 kb

images/bullet3.gif

Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs

images/bullet3.gif  363 kb

images/bullet3.gif

Master Circular- Management of Advances - UCBs

images/bullet3.gif  329 kb

images/bullet3.gif

Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices

images/bullet3.gif  366 kb

images/bullet3.gif

Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002

images/bullet3.gif  316 kb

images/bullet3.gif

Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks

images/bullet3.gif  365 kb

images/bullet3.gif

Master Circular on Maintenance of Statutory Reserves-Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by Primary (Urban) Co-operative Banks

images/bullet3.gif  683 kb

images/bullet3.gif

Master Circular on Investments by Primary (Urban) Co-operative Banks

images/bullet3.gif  451 kb

images/bullet3.gif

Master Circular on Frauds- Classification and Reporting

images/bullet3.gif  298 kb

images/bullet3.gif

Master Circular- Finance for Housing Schemes - UCBs

images/bullet3.gif  209 kb

images/bullet3.gif

Master Circular- Guarantees, Co-Acceptances & Letters of Credit - UCBs

images/bullet3.gif  116 kb

images/bullet3.gif

Master Circular- Priority Sector Lending - UCBs

images/bullet3.gif  467 kb

images/bullet3.gif

Master Circular on Inspection & Audit Systems in Primary (Urban) Co-operative Banks

images/bullet3.gif  179 kb

images/bullet3.gif

Master Circular on Board of Directors - UCBs

images/bullet3.gif  213 kb

images/bullet3.gif

Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks

images/bullet3.gif  282 kb

Currency

images/bullet3.gif

Master Circular – Detection and Impounding of Counterfeit Notes

images/bullet3.gif  218 kb

images/bullet3.gif

Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances

images/bullet3.gif  24 kb

images/bullet3.gif

Master Circular – Facility for Exchange of Notes and Coins

images/bullet3.gif  121 kb

Financial Institutions

images/bullet3.gif

Master Circular - Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by FIs

images/bullet3.gif  345 kb

images/bullet3.gif

Master Circular - Exposure Norms for Financial Institutions

images/bullet3.gif  166 kb

images/bullet3.gif

Master Circular - Disclosure Norms for Financial Institutions

images/bullet3.gif  158 kb

images/bullet3.gif

Master Circular - Resource Raising Norms for Financial Institutions

images/bullet3.gif  339 kb

Financial Markets

images/bullet3.gif

Master Circular - Guidelines for Issue of Commercial Paper

images/bullet3.gif  559 kb

images/bullet3.gif

Master Circular - Guidelines for Issue of Certificates of Deposit

images/bullet3.gif  98 kb

images/bullet3.gif

Master Circular on Call/Notice Money Market Operations

images/bullet3.gif  559 kb

Foreign Exchange

images/bullet3.gif

Master Circular on Foreign Investment in India (Updated as on February 12, 2013)

images/bullet3.gif  1281 kb

images/bullet3.gif

Master Circular on Export of Goods and Services

images/bullet3.gif  776 kb

images/bullet3.gif

Master Circular on External Commercial Borrowings and Trade Credits

images/bullet3.gif  516 kb

images/bullet3.gif

Master Circular on Direct Investment by Residents in Joint Venture (JV)/ Wholly Owned Subsidiary (WOS) Abroad

images/bullet3.gif  482 kb

images/bullet3.gif

Master Circular on Memorandum of Instructions governing money changing activities

images/bullet3.gif  363 kb

images/bullet3.gif

Master Circular on Miscellaneous Remittances from India – Facilities for Residents

images/bullet3.gif  244 kb

images/bullet3.gif

Master Circular on Risk Management and Inter-Bank Dealings

images/bullet3.gif  456 kb

images/bullet3.gif

Master Circular on Import of Goods and Services

images/bullet3.gif  899 kb

images/bullet3.gif

Master Circular on Compounding of Contraventions under FEMA, 1999

images/bullet3.gif  97 kb

images/bullet3.gif

Master Circular on Remittance Facilities for Non-Resident Indians / Persons of Indian Origin / Foreign Nationals

images/bullet3.gif  92 kb

images/bullet3.gif

Master Circular on Establishment of Liaison / Branch / Project Offices in India by Foreign Entities

images/bullet3.gif  129 kb

images/bullet3.gif

Master Circular on Acquisition and Transfer of Immovable Property in India by NRIs/PIOs/Foreign Nationals of Non-Indian Origin

images/bullet3.gif  102 kb

images/bullet3.gif

Master Circular on Memorandum of Instructions for Opening and Maintenance of Rupee/ Foreign Currency Vostro Accounts of Non-resident Exchange Houses

images/bullet3.gif  317 kb

images/bullet3.gif

Master Circular on Non-Resident Ordinary Rupee (NRO) Account

images/bullet3.gif  103 kb

images/bullet3.gif

Master Circular on Money Transfer Service Scheme

images/bullet3.gif  164 kb

Government Business

images/bullet3.gif

Master Circular- Disbursement of Pension by Agency Banks

images/bullet3.gif  194 kb

images/bullet3.gif

Master Circular – Collection of Direct Taxes- OLTAS

images/bullet3.gif  898 kb

images/bullet3.gif

Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission

images/bullet3.gif  175 kb

images/bullet3.gif

Master Circular on Nomination facility in Relief/Savings bonds

images/bullet3.gif  211 kb

images/bullet3.gif

Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Relief/Savings Bonds

images/bullet3.gif  219 kb

Non-banking Supervision

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007”

images/bullet3.gif  244 kb

images/bullet3.gif

Notification as amended upto June 30, 2012– “Non-Banking Financial (Non - Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007”

images/bullet3.gif  262 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998”

images/bullet3.gif  199 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Miscellaneous Non-Banking Companies (Reserve Bank) Directions, 1977”

images/bullet3.gif  363 kb

images/bullet3.gif

Master Circular – 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002 - Obligations of NBFCs in terms of Rules notified thereunder

images/bullet3.gif  3547 kb

images/bullet3.gif

Master Circulars- Miscellaneous Instructions to All Non-Banking Financial Companies

images/bullet3.gif  175 kb

images/bullet3.gif

Master Circular - Returns to be submitted by NBFCs

images/bullet3.gif  68 kb

images/bullet3.gif

Master Circular- Introduction of New Category of NBFCs - ‘Non Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) - Directions

images/bullet3.gif  81 kb

images/bullet3.gif

Master Circular– Regulatory Framework for Core Investment Companies (CICs)

images/bullet3.gif  74 kb

images/bullet3.gif

Master Circular- Exemptions from the provisions of RBI Act, 1934

images/bullet3.gif  115 kb

images/bullet3.gif

Master Circular 2012 – Opening of Branch-Subsidiary-Joint Venture-Representative office or Undertaking Investment Abroad by NBFCs

images/bullet3.gif  69 kb

images/bullet3.gif

Master Circular - Fair Practices Code

images/bullet3.gif  70 kb

images/bullet3.gif

Master Circulars- Miscellaneous Instructions to NBFC- ND-SI

images/bullet3.gif  74 kb

images/bullet3.gif

Master Circular – Corporate Governance

images/bullet3.gif  37 kb

images/bullet3.gif

Master Circular - allied activities- entry into insurance business, issue of credit card and marketing and distribution of certain products

images/bullet3.gif  46 kb

images/bullet3.gif

Master Circular-Frauds – Future approach towards monitoring of frauds in NBFCs

images/bullet3.gif  223 kb

images/bullet3.gif

Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2008

images/bullet3.gif  66 kb

images/bullet3.gif

Master Circular on directions/ instructions issued to the Securitisation Companies/ Reconstruction Companies

images/bullet3.gif  76 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 - Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines, 2010

images/bullet3.gif  75 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 - The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003

images/bullet3.gif  126 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Investment (Reserve Bank) Directions, 2008”

images/bullet3.gif  37 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Companies Prudential Norms (Reserve Bank) Directions, 2008”

images/bullet3.gif  72 kb

images/bullet3.gif

Notification as amended upto June 30, 2012 – “Mortgage Guarantee Company (Reserve Bank) Guidelines, 2008”

images/bullet3.gif  66 kb

Primary Dealers

images/bullet3.gif

Master Circular- Capital Adequacy Standards and Risk Management Guidelines for standalone Primary Dealers

images/bullet3.gif  1317 kb

images/bullet3.gif

Master Circular – Operational Guidelines to Primary Dealers

images/bullet3.gif  293 kb

Special Programmes

images/bullet3.gif

Master Circular Priority Sector Lending - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)

images/bullet3.gif  251 kb

images/bullet3.gif

Master Circular on “Self Employment Scheme for Rehabilitation of Manual Scavengers” (SRMS) from the Ministry of Social Justice & Empowerment for rehabilitation of all the remaining scavengers and their dependents

images/bullet3.gif  240 kb

images/bullet3.gif

Master Circular Priority Sector Lending- Special Programmes Swarna Jayanti Shahari Rozgar Yojana (SJSRY)

images/bullet3.gif  237 kb

images/bullet3.gif

Master Circular on Priority Sector Lending- Special Programmes - Swarnajayanti Gram Swarozgar Yojana (SGSY)

images/bullet3.gif  437 kb

images/bullet3.gif

Master Circular- Priority Sector Lending - Credit Facilities to Minority Communities

images/bullet3.gif  203 kb


WEBSITES

  Telegram FREE Study Material

  Facebook FREE Study Material

  YouTube Channel For Lectures

  Bank Promotion exams

  Only for Bankers

  RBI

  IIBF

  IRDA

  SEBI

  BCSBI

  CIBIL

  Banking and Insurance

  Ministry of Finance

  Excise & Customs

  Income Tax Department


       

Copyright @ 2019 : www.jaiibcaiibmocktest.com